It’s easy to let your credit card balance mount up – and hard to admit you have a problem. But help is at hand. We talk to four people who worked their way back into the black

Abbie Marton Bell, a National Debtline adviser, is often the first person her clients will speak to about their debt, after years of carrying the weight of their financial worries alone. Most of the time, they haven’t even told their partner or family, she says, and “you can literally hear the relief in their voice”.

Debt carries a lot of shame, but it’s more common than people might think. In the UK, 84% of adults had some form of credit or loan in the year leading up to May 2024. The average household holds about £2,700 in credit card debt, and it’s only getting worse. Borrowing has been rising at its fastest rate for almost two years, with those hit hardest by the cost of living crisis increasingly using credit to pay for essentials.

Intolerance is in vogue and leaders are failing to meet the moment. When King Charles seems the best and bravest hope, the problem is clear

How should the UK deal with the increasing fracturing of multiculturalism right now, and how we are all being pitted against each other? This idea was on the mind of a man named Steve, who featured on BBC Radio 4’s Any Questions on Friday in the aftermath of the Gorton and Denton byelection. Steve asked if the Green victory was an indication that Labour needed to “get back to its roots”, adding, to great applause, that “we’re a relatively wealthy country, we should not be demonising minority groups to square the balance”.

Listening, I was struck by the response of one of the panellists, New Labour minister David Blunkett, who criticised Labour’s current technocratism, but did not reflect on what Steve said about demonisation. It was especially striking considering Blunkett’s earlier comments, that when listening to the victorious Green MP Hannah Spencer’s speech, he thought: “I could have delivered that speech back in 1987 … What is it that has driven this young woman … to join the Greens rather than the Labour party?”

With more than 350 establishments closing last year, social media accounts such as Proper Boozers and London Dead Pubs have rallied to fight their sticky-carpeted corner – and bring the ‘old-man pub’ a new clientele

The Calthorpe Arms on Gray’s Inn Road is a fairly atypical central London pub. With patterned red carpets, brass fittings, leather bar stools, a pool table and Christmas tinsel still hanging in early February, it feels very much a “local”, although on a Thursday evening it’s busy with the post-work crowd.

It’s the fifth time Niall Walsh, who works nearby and runs the Proper Boozers Instagram account, has visited in recent months. “It’s just off the beaten track, but easy to get to,” Walsh says over a pint of Harvey’s. “You can get a real, authentic pub experience.”

He lasted just 11 days as White House communications director, before being fired from the Trump administration. The financier and broadcaster discusses working for the president – and becoming his biggest critic

‘If somebody walks into your office and says they’re friends with Donald Trump, they’re either exaggerating the relationship, or they don’t understand the relationship,” says Anthony Scaramucci. “Because nobody is friends with Donald. You’re a transaction in this guy’s field of vision.”

Scaramucci should know. He has been non-friends with Trump for more than 30 years, though these days he’s more an outright enemy. Just as the attention-devouring president once stalked Hillary Clinton on the debate stage, Trump looms large in Scaramucci’s story. The two men seem to haunt each other. When we meet in London during a stopover in his hectic schedule, the conversation rarely drifts away from Trump for more than a few minutes. Conversely, the 62-year-old financier and broadcaster has become one of Trump’s most vocal and penetrating critics. “We fight like New Yorkers,” Scaramucci says. “He doesn’t really come back at me, because he knows I’m going to come back at him.” Unlike Trump’s presumptive friends, Scaramucci does understand Trump, he claims. “There’s something called ‘Trump derangement syndrome’; I think I have ‘Trump reality syndrome’. I know what he is, I know what he does, I know what he’s capable of and I know the danger of him.”

I was a newcomer, negotiating all of usual classroom difficulties for the first time. Throwing AI into the mix felt like downing a coffee in the middle of a panic attack

Two years ago, at the age of 39, I began training to be a school teacher. I wanted to teach English – to help young people become stronger readers, writers and thinkers, with a deeper connection to literature. After 15 years of working as a freelance writer and as a novelist, I felt confident that I had something to offer. But the further I progressed in my training, the more uncertain I felt. One particular question taunted me for my lack of an answer. What to do about artificial intelligence?

The immediate dilemma: what does it mean for English instruction that all pupils now have access to free online chatbots that can produce fluid, fairly complex prose on demand? This question sits atop a teetering pile of timeless pedagogical quandaries: What are we actually trying to do in school? How should we go about doing it? How do we know if we’ve succeeded? I was a newcomer, negotiating all of this for the first time. Throwing AI into the mix felt like downing a coffee in the middle of a panic attack.

None of the prime minister’s critics engages with the hard strategic dilemmas arising from Britain’s perilous dependency on US power

It is not easy being a friend of Donald Trump, but it is a lot less dangerous than being his enemy. There isn’t a huge range of options in between. War in the Middle East is exposing how limited the choices are for a British prime minister.

The US president doesn’t see alliances as long-term relationships based on mutual advantage, but as rolling transactions on a mafia model. The boss offers protection in exchange for tribute and loyalty.

Rafael Behr is a Guardian columnist

Guardian Newsroom: Can Labour come back from the brink?
On Thursday 30 April, ahead of the May elections, join Gaby Hinsliff, Zoe Williams, Polly Toynbee and Rafael Behr as they discuss how much of a threat Labour is under from both the Green party and Reform and whether Keir Starmer can survive as leader of the party. Book tickets here

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Iran continues to target American bases and Hezbollah fires at Israel as conflict spreads across Middle East

• US-Israel war on Iran – live updates

Iranian drones hit the US embassy in Riyadh as Tehran continued to launch waves of retaliatory strikes at the Gulf and Israel, while Israeli soldiers began operating in southern Lebanon on the fourth day of an increasingly regional war in the Middle East.

The drone attack on the US embassy in Riyadh caused a minor fire, prompting the diplomatic mission to tell Americans to distance themselves from the compound. The attack followed an earlier Iranian drone strike on the US embassy in Kuwait, as Iran continued to target US bases, facilities and personnel in Arab Gulf states.

Defence secretary has not made a final decision but multiple sources say the deployment of HMS Duncan is under consideration

Ellie Chowns, the Green party’s foreign affairs spokesperson, has said she has tabled an “armed conflict (requirements) bill’” which would require any UK military intervention to have a lawful basis, viable objective and approval from MPs.

In a letter addressed to the prime minister, which she shared to X, Chowns, who is the Green’s MP for North Herefordshire, wrote:

In recent days we have seen a deeply concerning escalation in conflict in the Middle East following a series of illegal and dangerously irresponsible airstrikes on Iran by the United States and Israel.

You have now confirmed that UK bases will be used by the US for their operations in the area. This is a significant concession to President Donald Trump and one which risks drawing the UK into a dangerous conflict.

Democrats disturbed by rationale that Trump ordered pre-emptive strikes out of concern about Tehran retaliation

• US-Israel war on Iran – live updates

Israel’s determination to attack Iran and the certainty that US troops would be targeted in response forced the Trump administration to take pre-emptive strikes, the secretary of state, Marco Rubio, said, in a new explanation for Washington’s surprise entry into the conflict.

The rationale drew divided reviews from top members of Congress who on Monday evening received the first briefing by the Trump administration since it ordered the air campaign to begin over the weekend.

As US-Israeli airstrikes hit their cities, people tell of how the authorities are warning them off the streets

More than 700 civilians have been killed since the start of the US-Israel war on Iran last weekend, according to rights groups, as people inside Iran told the Guardian they were fearful of a rising death toll.

The Iranian Red Crescent Society said that at least 555 people had been killed across Iran. However, in its latest report, the US-based Human Rights Activist news agency, has reported at least 742 civilians have been killed, including 176 children. The near total internet blackout makes independent verification of the exact figures extremely difficult as rights group warn the numbers could rise.